Answer:
Online banking can be both a curse and a blessing, depending on how it's utilized and the individual's circ*mstances. On one hand, it offers convenience, accessibility, and efficiency, allowing users to manage their finances from anywhere at any time. On the other hand, it comes with security risks such as hacking, phishing, and identity theft. Therefore, while online banking provides many advantages, users must remain vigilant and take necessary precautions to protect their financial information.