Everything you need to find the right SWIFT/BIC code for your transfer. Search by bank or country to find the right branch code. Or, if you already have a code, you can use our checker tool to make sure it’s correct.
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What is a SWIFT/BIC code?
A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It’s used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank code or ID.
These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
Example of a SWIFT code
AAAABank code
BBCountry code
CCLocation code
123Branch code
Format of a SWIFT/BIC number.
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
Bank codeA-Z4 letters representing the bank. It usually looks like a shortened version of that bank's name.
Country codeA-Z2 letters representing the country the bank is in.
Location code0-9A-Z2 characters made up of letters or numbers. It says where that bank's head office is.
Branch Code0-9A-Z3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
When do you need a SWIFT/BIC code?
If you’re sending or receiving money internationally between banks, particularly international wire transfers or SEPA payments, you may be asked for a SWIFT code. SWIFT codes help banks to process transfers from abroad.
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Where can I find my SWIFT/BIC code?
You can usually find your bank’s SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC finder to get the right code for your transfer.
![BIC / SWIFT code for any bank | SWIFT code finder (3) BIC / SWIFT code for any bank | SWIFT code finder (3)](https://i0.wp.com/wise.com/swift-codes-assets/img/magnifying-glass.webp)
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Your questions, answered
A SWIFT code is a set of 8 or 11 digits that represents a bank branch. You’ll need to use one when sending money internationally. Find your SWIFT code here.