Hey Pal,While those who live in semi-metropolitan and big cities can instantly transfer money online, there are still a lot of people who cannot. In India, many people lack basic knowledge of internet money transfers. Hence, they wonder how to transfer money without ATM card and netbanking. This is due to the fact that not everyone in our nation has access to a computer or a mobile phone. Even if they do, network problems and unreliable wifi make online fund transfers a difficult process.Pay your utility bills online and get exciting rewards from NoBrokerHow to transfer money without ATM card and netbanking?The NEFT and RTGS services can be used offline to enable these folks to take advantage of electronic fund transfer initiatives. By going to the closest branch of your bank, you can complete the NEFT and RTGS transactions offline.How to do NEFT and RTGS Offline?You can use the methods listed below to make an offline NEFT and RTGS transaction:
- Visit your bank's nearest NEFT/RTGS-enabled branch.
- The NEFT/RTGS fund transfer request form should be filled out. Make sure to provide information such as the recipient's name and account number, the transfer amount, the beneficiary bank's name, and the beneficiary bank branch's IFSC code, such as HDFC Bank IFSC Code.
- When submitting a request form for an RTGS transaction, include a check leaf.
- Send the bank staff the request form.
- The bank representative will use NEFT or RTGS to debit the money from your account and transfer it to the beneficiary's branch.
Please be aware that there will be a fee from the banks for NEFT/RTGS fund transfers. The fees for offline NEFT and RTGS services may vary from one bank to another because the RBI has not set any fees. However, depending on the amount, you may anticipate that the fees for an RTGS transaction will range from Rs 5 to Rs 50.I would like to conclude here about how to transfer money without ATM card and netbanking. I hope this helps:)Read More:How to Transfer Money from ATM Card Online?How to get new ATM card?What to Do if ATM Card is Lost?
